
COVER FOR OVER 400 ACTIVITIES
Adventures is a tailor-made insurance for almost any activity or occupation including amateur sports, manual work, and hazardous pursuits.
The list below are just some of the activities we can cover. Once you’ve found your activity, you can get a quote online.
If your activity is not on the list – please call us on 02392 419 093, and we’ll see if we can provide cover.
IMPORTANT NOTE APPLICABLE TO ALL ACTIVITIES
Professional Sports & Activities: All activities are covered on a non-professional basis. We consider ‘professional’ to be activities/sports where you are either paid for participating in, receive any element of sponsorship, fees or prize money over £500. Any claims which arise whilst undertaking any activities for any purpose other than leisure (examples of non-leisure purposes include professional/semi-professional/paid/sponsored racing or timed events) will not be covered under this policy unless shown on your Schedule and the appropriate premium has been paid.
You are required to follow the safety guidelines for the activity concerned and where applicable you must use the appropriate and recommended safety equipment. This would include the use of safety helmets, life jackets, safety goggles and protective clothing where appropriate. Please note that a General Exclusion of cover exists under your policy with us for claims arising directly or indirectly from your “wilful act of self-exposure to peril (except where it is to save human life)”. This means that we will not pay your claim if you do not meet this policy condition.
Please note: A General Exclusion of cover exists under the policy for claims arising directly or indirectly from the insured’s “wilful act of self-exposure to peril”. This means that insurers will not pay the claim if the insured does not meet this policy condition.
View all activities covered:
Activities covered |
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Abseiling |
Activity Centre Holiday |
Aerobics |
Airboarding |
Alligator Wrestling |
Amateur Sports (contact e.g. Rugby and American Football) |
Amateur Sports (non contact e.g. Football, Tennis) |
American Football |
Animal Sanctuary,Refuge Work (Domestic) |
Animal Sanctuary,Refuge Work (Wild) |
Archery |
Archery Tag |
Assault Course (Must be Professionally Organised) |
Athletics |
Badminton |
Bamboo Rafting |
Banana Boating |
Bar Work |
Baseball |
Basketball |
Beach Games |
Big Foot Skiing |
Bird Man (Bognor,Worthing) |
Black Water Canoeing,Kayaking,Rafting (Grades 1 to 3) |
Black Water Canoeing,Kayaking,Rafting (Grades 4 & 5) |
Blade Skating |
Blow Karting |
BMX stunt,obstacle,riding (competitive) |
BMX Stunt,obstacle,riding (Leisure) |
Boardsailing |
Bobbing |
Bobsleigh or Cresta Run |
Body Boarding (Boogie Boarding) |
Body Building |
Bouldering (under 5m) |
Bowling |
Bowls |
Boxing |
Boxing Training (no contact) |
Breathing Observation Bubble (BOB) to 30 metres |
Bull Running |
Bungee Jumping |
Cambo Challenge |
Camel or Elephant Riding |
Canoeing or Kayaking (including white water grades 1 to 3) |
Canoeing or Kayaking (including white water grades 4 to 5) |
Canyoning |
Cat Skiing |
Cave Diving to 50m (must be a professionally organised activity. Must be qualified and not diving alone or accompanied by a qualified instructor) |
Cave Tubing |
Caving or Pot Holing |
Cheerleading |
Circus Performers |
Clay Pigeon Shooting |
Climbing Wall (indoor & outdoor) |
Climbing (cliff,ice) up to 2,000m |
Climbing (up to 3,000m with ropes & or guides or bolted) |
Coasteering |
Competitive Tractor Pull |
Cricket |
Crocodile Cage Diving. Tour operator organised and conducted in a controlled environment not in the wild (in wildlife park) |
Croquet |
Cross Country Running |
Curling |
Cycle (Cross Continental) Endurance Cycling |
Cycling or Cycle Touring (leisure) |
Cyclocross |
Dancing Ballroom or Freestyle |
Devil Karting |
Dinghy Sailing |
Dirt Boarding |
Drag Racing |
Dragon Boat Racing |
Dry Slope Skiing |
Dune Buggying |
Endurance Tests - Tough Mudder |
Endurance Marathons |
Equestrian Vaultin |
Expeditions. REFERRAL. |
Expeditions - Greenland |
Farm work |
Fell Running |
Fell Walking |
Fencing |
Fishing, Angling. River or sea (including Deep Sea) |
Fives |
Flying or learning to fly |
Flying as passenger (light aircraft not licensed for fare paying passengers) |
Flying as pilot (light aircraft not licensed for fare paying passengers) |
Flying as pilot (commercial piloting). Single Trip Only |
Flying - Stunt Pilot |
Football |
Free Diving |
Free Riding |
Free Running (parkour). Europe only. |
Fruit or Vegetable Picking (under 9m) |
Gaelic Football |
Ghyll Walking or Ghyll Scrambling |
Glacier Skiing |
Glacier Walking (roped or where guides required) |
Glass Bottom Boats |
Gliding Competition |
Go Ape |
Go Karting (organised or booked with specific karting track) |
Goalball |
Golf |
Gorilla Trekking |
Gymnastics |
Handball |
Hang Gliding (UK & EUROPE ONLY) |
Harness Racing |
Heliskiing |
Heptathlon |
High Diving (up to 10m. Excluding cliff diving) |
Hiking, Trekking or Walking under 3,000m |
Hill Walking up to 3,000m |
Hobbie Catting, either inland and coastal |
Hockey (field hockey not ice hockey) |
Horse Jumping (no hunting) |
Horse Riding (in competitions) |
Horse Riding (not in competitions, no polo, Hunting, Jumping) |
Horse Training (not competitive riding) |
Hot Air Ballooning. Passenger (organised activity only) |
Hot Air Ballooning, pilot |
Hurling |
Husky Dog Sledding |
Hydro Jetting |
Hydro Zorbing |
Hydrospeeding |
Ice Climbing, up to 200 mts |
Ice Cricket |
Ice Diving (must be qualified or with a qualified instructor) |
Ice Fishing |
Ice Go Carting |
Ice Hockey |
Ice Marathon (excludes Endurance Marathons) |
Ice Skating (competitions) |
Ice Skating (non-competitive) |
Ice Speedway. REFERRAL. |
Ice Windsurfing |
Icosathlon (Double Decathlon) |
Indoor Climbing (on climbing wall) |
Iron Man Competition |
Javelin Throwing |
Jet Boating |
Jet Skiing |
Jogging |
Jousting |
Kabaddi |
Kick Sledging |
Kite Boarding |
Kite Buggying |
Kite Landboarding |
Kite Surfing |
Kloofing (up to 10 metres) |
Lacrosse |
Land Skiing |
Langlauf |
Luge or Bobsleigh |
Manual work (ground level, no powered machinery) |
Manual work (above 9 metres or hazardous areas). REFERRAL. |
Marathon running one day event (outside UK) |
Marathon running one day event (within UK) |
Martial Arts, Aikido or Judo |
Martial Arts. Cage fighting. UK Europe. REFERRAL. |
Martial Arts - Competition - Full contact wearing safety gear as recommended. REFERRAL. |
Martial Arts - Full contract |
Martial Arts, Karate |
Martial Arts, Kendo |
Martial Arts, Kickboxing |
Martial Arts, Taekwondo |
Micro-lighting (EUROPE ONLY) |
Mixed Gas Diving (down to 50 metres). Must be a professionally organised activity. |
Mixed Gas Diving (over 50 metres). Must be a professionally organised activity. |
Modern Pentathlon |
Mono Skiing |
Owners Club or Marque Rallies (Vintage Cars & Motorcycles) Not Timed Events |
Motocross (Outside Europe). REFERRAL. |
Motor Racing (Car & Motocycle) - Desert Rallies/Events - Single Trip Only |
Motor Racing / Motor Rallies (Stage Ralling/RallyCross - EUROPE ONLY) |
Motor Racing - Including Hill Climbs (UK & Europe). REFERRAL. |
Motor Racing - Vintage Car & Motorcycle - Track Events (including Hill Climbs) - Europe. REFERRAL. |
Motorcycling, Adventure Riding/Endurance Guided tours - Worldwide |
Motorcycling - Adventure Riding/Endurance - Must have experience of similar cc bike - Single Trip Only |
Motorcycling - Adventure Riding/Endurance (Worldwide) |
Motorcycling. Adventure Riding/Endurance (Europe) |
Motorcycling - Rallies with high endurance, hard terrain - Worldwide. REFERRAL. |
Motorcycling - Trails Riding/Obstacle course (Outside Europe). REFERRAL. |
Motor Rallies (Stage Rallying)/RallyCross - UK & EUROPE ONLY. REFERRAL. |
Mountain Biking, Downhill Racing (not BMX) |
Mountain Biking, Downhill Leisure (not BMX) |
Mountain Biking, Leisure (not BMX or Racing) |
Mountain Boarding |
Mountaineering over 4,500 m. REFERRAL. |
Mounted Games |
Movement or Meditation |
Netball |
Non manual work |
Nordic Skiing |
North/South Pole Expedition (Guided) |
Octopush |
Off Road 4 by 4 land rover driving experience |
Open Water Swimming. Must be organised and with a support boat |
Open water swimming (within sight of land) |
Orienteering or Rambling |
Overland Trips (over 2 days, not organised with a Tour Operator (independent travel) |
Overland Trips (over 2 days, organised with a Tour Operator) |
Paddle Ball or Tennis |
Paddle Boarding, River |
Paddle Boarding, Sea |
Paddle Boarding, white water (grades 1 -3) |
Paddle Boarding, White Water (grades 4 -5) |
Paint Balling or War Games |
Paracarting |
Parachuting (EUROPE ONLY) |
Paragliding (EUROPE ONLY) |
Paramotoring |
Parapenting or Paraponting (EUROPE ONLY) |
Parascending or Parasailing (over land) |
Parascending or Parasailing (over water) |
Passenger Sledge |
Pilates |
Polo (competitive, but non-professional) |
Polo other than competitions |
Polo (Water) |
Polo cross or Polocrosse |
Pony Trekking |
Pot holing |
Power Boating (competitive) |
Power Boating (non competitive) |
Powerlifting |
Professional Entertaining (stage acting,dancing,magician,singing etc on cruise ships) |
Professional Sports, Athletics |
Professional Sports, Badminton |
Professional Sports, Cycling |
Professional Sports, Darts |
Professional Sports, Football |
Professional Sports, Golf |
Professional Sports, Horse Riding |
Professional Sports - Motor Racing. REFERRAL. |
Professional Sports - Other. REFERRAL. |
Professional Sports, Polo |
Professional Sports, Skateboardin |
Professional Sports, Snooker Player |
Professional Sports, Squash |
Professional Sports, Tennis |
Professional Sports, Triathlete |
Professional Sports, Water Sports |
Professional Sports, Winter Sports |
Professional Stunt Person |
Quad Biking or Trekking (recreational use only, no racing) |
Racing (on foot) |
Rackets |
Rafting (including white water grades 1-3) |
Rafting (including white water grades 4-5) |
Rambling or Trekking up to 3,000m |
Rap Running or Jumping |
Racquet Ball |
Restaurant Work |
Rifle Range |
Ringos |
River Boarding |
River Bugging |
River Tubing |
Rock Climbing (with ropes & or guides or bolted) up to 2,000m |
Rock Climbing (with ropes & or guides or bolted) up to 4,000m |
Rock Scrambling (up to 4,000m without Ropes & or Guides or Bolted) |
Rodeo |
Roller Blading (Line Skating or Skate Boarding) |
Roller Derby |
Roller Hockey |
Rounders |
Rowing - Atlantic Races etc. - organised event. |
Rowing, inland or coastal waters |
Rowing, outside coastal waters (not trans-oceanic) |
Rugby |
Running, Sprint or Long Distance (no extreme marathon running) Within UK |
Running, Sprint or Long Distance (no extreme marathon running) Outside UK |
Safari (Horse Back) |
Safari (Not Tour operator organised) |
Safari (Tour Operator) |
Sail Boarding |
Sailing, Yachting, Motor Cruising. Ocean Crossings (all vessel sizes) |
Sailing, Yachting,Motor Cruising. One leg of a round the world race |
Sailing,Yachting,Motor Cruising. Inside territorial waters |
Sailing,Yachting,Motor Cruising. Outside territorial limits (vessel under 45ft) |
Sailing,Yachting,Motor Cruising. Racing outside territorial waters (Not Major Event e.g. Clipper, Fastnet, Caribbean 600, Atlantic Challenge ) |
Sailing,Yachting,Motor Cruising. Outside territorial limits (vessel over 45ft) |
Sailing,Yachting,Motor Cruising. Flotilla Sailing (tour Operator Organised) |
Sailing,Yachting,Motor Cruising. Racing inside territorial limits |
Sailing/Yatching/Motor Cruising - Round the world trips |
Sand Boarding |
Sand Dune Surfing or Skiing |
Sand Yachting |
Scuba Diving (including night diving) down to 30m |
Scuba Diving (including night diving) down to 50m |
Scuba Diving (including night diving) over 50 metres. Must be a professionally organised activity |
Sea Canoeing or Kayaking |
Sea Kayaking with killer whales (professionally organised activity) |
Shark Diving. Organised activity |
Skeleton |
Ski Acrobatics |
Ski Biking |
Ski Blading |
Ski Boarding |
Ski Dooing |
Ski Flying |
Ski Instructor |
Ski Instructor Course |
Ski Jumping |
Ski Mountaineering (not extreme skiing) |
Ski Racing (other than Ski school) |
Ski Racing (Ski school) |
Ski Randonnee |
Ski Run Walking |
Ski Stunting |
Ski Terrain Parks |
Ski Touring |
Ski Yawing |
Skiing. Cat |
Skiing. Cross Country |
Skiing. Glacier |
Skiing. Heli |
Skiing. Mono |
Skiing. Nordic |
Skiing. Off Piste (guided and not against local advice) |
Skiing. Off Piste (not against local advice. Not guided) |
Skiing. Snowcat |
Skiing (recreational resort) |
Sky Diving. (EUROPE ONLY) |
Sky Surfing. (EUROPE ONLY) |
Slack Lining (above 2 metres) |
Slack Lining (not above 2 metres) |
Sledging or Tobogganing |
Sleigh riding (reindeer, horses or dogs) |
Small Bore Target Shooting |
Snorkelling |
Snow Biking |
Snow Blading |
Snow Boarding |
Snow Bobbing |
Snow Carting |
Snow Decking |
Snow Go Karting |
Snow Kiting |
Snow Mobile, Skidoos,Hobbie catting |
Snow Parascending |
Snow Scooting |
Snow Shoe Walking |
Snow Tubing |
Snow Zorbing |
Snowcat Driving |
Soccer |
Softball |
Speed Sailing |
Speed Skating |
Sphereing |
Spinning |
Squash |
Street Hockey |
Street Luge |
Summer Tobogganing |
Super Karting (organised or booked with specific karting track, no racing) |
Surface water sports |
Surfing UK |
Surfing Outside UK |
Swimming |
Swimming with Dolphins |
Sydney Harbour Bridge |
Table Tennis |
Tall Ship Racing |
Tandem Skydive (EUROPE ONLY) Must be with an instructor or experienced Sky Diver |
Telemarking |
Ten Pin Bowling |
Tennis |
Tobogganing or Sledging |
Track Days. Cars (No Racing) |
Track Days. Motorcycles (UK) (No Racing) |
Track Days. Motorcycles (Non-UK) (No Racing) |
Track Days - Motorcycles & Cars Including Racing. REFERRAL. |
Trampolining |
Tree Canopy Walking |
Trekking up to 3000m |
Trekking 3000m to 4000m |
Trekking 4000m to 6000m |
Trekking 6000m to 9000m |
Trekking, Kilimanjaro |
Trekking Everest Base Camp (fully organised tours only) |
Triathlon or Biathlon (within UK) |
Triathlon or Biathlon (outside UK) |
Tubing |
Tug of war |
Ultimate Frisbee |
Underwater Hockey |
Via Ferratta |
Volleyball |
Wake Boarding |
Walking. Same as Hill walking or Hiking & Trekking up to 3000m |
Water Polo |
Water Ski Jumping |
Water Skiing |
Weight Lifting or Training |
Whale Watching |
Wicker Basket Tobogganing |
Wind Tunnel Flying |
Windsurfing |
Winter Walking (not glacier) |
Wreck Diving to 50m (must be a professionally organised activity and NOT diving at night. Must be qualified and not diving alone or accompanied by a qualified instructor) |
Wrestling. Not professional |
Xterra Triathlon |
Yoga |
Zapcat racing |
Zero Gravity Flying (Vomit Comet). Must be professionally organised |
Zip Trekking or Zip Lining |
Zorbing |
Activities Needing Referral
An activity requiring a referral can be considered for a quotation. Please call us on 02392 419 093, and we’ll see if we can provide cover. We are open Monday to Friday 9am – 5pm, closed Bank Holidays. Alternatively please proceed with a quote online, saving your details. A referral notice will be sent through to our sales team and a member of staff will contact you at a convenient time.
We may ask for additional information about the trip and activity. If cover can be provided, this may be subject to additional terms or exclusions.